Retirement Isn't So Far Off: How To Secure Your Future

Keeping Your Wheels Turning: Handling Emergency Car Repairs

Keeping your car on the road is essential to your survival. Without your car, you cannot get the kids to school or yourself to work on time. Running errands is a nightmare unless you live within walking distance of nearly everything. Public transportation works in urban areas, but in smaller communities, buses and taxis are not always an option, and when they are, their cost can be prohibitive. When your vehicle goes down, you need to safely handle the situation and then do what is necessary to get it back on the road. If finances are a problem, consider using payday loans to cover repair costs.

Flat Tires

Flat tires are not difficult to change, but you need to make certain you have a working spare, a jack, and a tire iron. Pull the car as far away from the road as possible before beginning the changing process, which you will find explained in your owner's manual. Do not try and change your tire if you are on a busy highway and the tire is on the driver's side. In cases where you are too exposed to traffic, call roadside assistance. You may also choose to use a pressurized puncture sealant, which is a quick, temporary fix that works well but makes a mess inside the tire for the technicians to clean out. Once the car is driveable again, get it to a tire shop, where they will either fix the tire or replace it. 

Brake Failure

Nothing is more frightening than losing your brakes as you cruise down a busy highway. If this situation happens to you, immediately apply the emergency brake, pump the pedal, downshift into low if you are driving a stick shift, and steer to the side of the road. Then call roadside assistance. Do not attempt to drive the car again until a professional has fixed the brakes. 


Your first job is to get off the road safely. Then you will have to deal with the repair expense. Getting your tire and brakes fixed will come with a hefty price tag. Typical brake repair costs between $160 - $900 an axle, a cost that a payday loan can help cover.  A payday loan lender will hold your personal check or authorization to your banking account until payday, when you can either pay off the entire loan or pay the finance charge and extend the loan until the next payday. These loans are a resource to use in case of emergency expenses such as vehicle repairs. Prompt repayment keeps the finance charges manageable.

Before you even get into your car, prepare yourself mentally and financially to handle any type of auto emergency. You may turn to payday loans in certain situations.That way you can keep your vehicle out on the road. For more information about payday loans, contact a professional like 1st Choice Money Center.