Finance Money

Can I Reduce the Interest on My Personal Loan?

Taking out a personal loan in case of emergency or when you don't have good credit is a quick way to get money, but interest rates can cost you plenty of extra money if you can't afford to make more than minimum payments every month. The good news is that there are ways you can reduce the interest rate on your personal loan. However, none of them are guarantees, so it's worth doing some research before you make a decision.

3 Tips To Prevent Internal Theft

Are you concerned about internal theft in your company? It's a valid concern. If you have employees who regularly handle company funds or receive client payments, those employees may have ample opportunity to divert money into their own accounts. And once a theft has happened, you may have difficulty recovering the funds, even if the employee is caught and convicted. The best way to reduce theft losses is to prevent theft from happening altogether.

Online Banking Tips To Keep Your Bank Account Secure

Online banking is a convenient way to manage your finances. It lets you check the balance in your accounts, transfer money, and pay your bills online. However, the convenience of online banking is not without risks. If you aren't using online banking safely, it's possible for thieves to hack into your online account to gain access to your money. Follow these online banking tips to keep your bank accounts secure.

Taking Care of Your Finances When Self-Employed: What You Should Know

When you first decide to take the plunge and become self-employed, all you can think about are the many benefits that being self-employed provide. After all, setting your own hours, controlling the projects you take on and how much time you devote to them, and being able to work from the comfort of your own home have a major appeal. However, along with all of the benefits of self-employment come the responsibilities.

Online Banking: 3 Tips For Protecting Your Identity And Information

Online banking has made bank services a lot easier to access. Gone are the days where you'd have to go to the bank to check your balance or pay a bill. Nowadays, everything can be done with a click of a button. Although online banking may have made your life significantly more convenient, online banking is vulnerable to hackers. If you opt for online banking services, here are 3 tips on how to protect yourself from identity theft and your account from unauthorized accesses.

Reasons Why Gold Makes A Good Investment

Are you interested in securing your wealth against the future? Are you wondering whether or not now is a good time to buy gold? Here are some reasons why buying gold can be a sound investment: Gold holds its value: Although the value of gold goes up and down, gold has been a valuable commodity for centuries. Compare this with other potential investments like land or collectible stuffed toys. While stuffed toys may seem like a silly investment now, you may remember that their high value meant that they were considered to be good investments for a time.

Keeping Your Wheels Turning: Handling Emergency Car Repairs

Keeping your car on the road is essential to your survival. Without your car, you cannot get the kids to school or yourself to work on time. Running errands is a nightmare unless you live within walking distance of nearly everything. Public transportation works in urban areas, but in smaller communities, buses and taxis are not always an option, and when they are, their cost can be prohibitive. When your vehicle goes down, you need to safely handle the situation and then do what is necessary to get it back on the road.

Are You a Victim of Fraud? 4 Ways to Find Out

Becoming a victim of fraud and identity theft is a frightening thing, but it is something you can remedy. The most important thing is to act fast. In order to do that, you need to know if and when you are a victim of fraud. Here are some ways to find out. You Were Denied Credit If you know you have excellent credit, but were denied a credit card or loan due to having a low credit score, you might be a victim of fraud.

3 Tips For Investing In Your 20s

If you are in your 20s, you might not think about investing very often. You might think that you have to have a lot of money to invest, or you might assume that you have a long time to start stocking away money for later. In fact, investing in your 20s rather than waiting until you are older can help you guarantee an early retirement and a brighter future. It can be easy to be overwhelmed by the idea of investing if you have never done it before, which is totally understandable.

Buying Into The Gold Market

There are many reasons why gold makes a good choice for investment, not the least of which being the various ways you can purchase a stake in gold's future. While most people think that investing in something involves buying stocks and never actually seeing the item in question, gold is one of the rare exceptions. However, if you choose to buy gold bullion as a means of investing, it's a good idea to familiarize yourself with what you're buying and with the businesses which are selling it.